Free calculators for salary, Finnish VAT and YEL pension contributions. Get quick guidance for pricing, take-home pay and mandatory entrepreneur costs in Finland.
Start invoicingAll key light-entrepreneur numbers in one place, without registration.
See how much you take home after invoicing a given amount. Includes service fee, withholding tax and the Finnish health insurance fee.
Open salary calculatorAdd or extract Finnish value-added tax from a price. Supports all current Finnish VAT rates: 25.5%, 13.5%, 10% and 0%.
Open VAT calculatorEstimate the Finnish entrepreneur pension insurance contribution from your työtulo and age band, including the new-entrepreneur discount.
Open YEL calculatorIf you work as a light entrepreneur, freelancer or sole trader in Finland, you constantly need quick numbers: how much of an invoice ends up in your pocket, what share of a price is VAT, and how much your YEL pension contribution will cost each month.
The calculators give you those answers in seconds without spreadsheets or signups. The numbers are advisory, but they help you understand pricing and costs before sending an invoice.
Yes. Every calculator on bisse.fi is free and requires no registration. You can use them as many times as you need without any obligations.
The calculators give a reliable estimate based on your inputs. The exact final amounts are always confirmed by the Finnish Tax Administration, your pension insurance company and the service provider. We update the rates and limits in our calculators every year.
The percentages and euro amounts used in our calculators reflect the rules in force in Finland for 2026, and are updated whenever tax legislation changes.
The VAT calculator works for anyone who needs to add or extract Finnish VAT. The salary and YEL calculators are aimed at light entrepreneurs, freelancers and sole traders working in Finland.
Invoice easily with your phone, tablet, or computer, anywhere, anytime.