· Camilla Pesonen · light-entrepreneurship  · 3 min read

How Does the OP Light Entrepreneur Service Differ from bisse.fi?

OP Light Entrepreneur service charges a 5% service fee on invoicing, while bisse.fi offers a 2.9% fee. Read a full comparison and choose the best service for you!

OP Light Entrepreneur service charges a 5% service fee on invoicing, while bisse.fi offers a 2.9% fee. Read a full comparison and choose the best service for you!

Table of Contents

  1. How Does the OP Light Entrepreneur Service Differ from Bisse.fi?
  2. OP Light Entrepreneur – With or Without a Business ID
  3. Bisse.fi Light Entrepreneurship – Only a 2.9% Service Fee
  4. Insurance Included or Not?
  5. Which One Should You Choose?
  6. Summary

How Does the OP Light Entrepreneur Service Differ from Bisse.fi?

Are you looking for a light entrepreneurship service and wondering what the difference is between OP Light Entrepreneur and Bisse.fi? Although both offer the possibility to invoice without your own limited company, there are significant differences that affect pricing, responsibilities, and ease of use. In this article, we’ll break down the key differences.

OP Light Entrepreneur – With or Without a Business ID

With OP Light Entrepreneur, you can operate either:

  • Without a business ID as a light entrepreneur, or
  • With a business ID (as a sole proprietor).

In both cases, the service fee is 5% of invoicing — and this does not include insurance or any other mandatory statutory fees.
If you choose to operate with your own business ID, you are personally responsible for the risks and costs of your business, such as accident and liability insurance.

  • Customer service is only available on weekdays via chat.
  • Invoicing outside the EU is not possible.

Bisse.fi Light Entrepreneurship – Only a 2.9% Service Fee

At Bisse.fi, the model is clear and easy:

  • The service fee is only 2.9% of invoicing — whether you have your own business ID or not.
  • You can also choose a fixed monthly or annual service fee.
  • Customer service is available every day of the year from 9:00 to 23:00.
  • You can invoice clients outside the EU as well.
  • Accident and liability insurance can be included for a small extra fee — and the service fee still remains lower than OP Light Entrepreneur’s.

Insurance Included or Not?

At Bisse.fi, accident and liability insurance can easily be included, and even with insurance, the total service fee remains lower than OP’s.

As an OP Light Entrepreneur, you must arrange and pay for all required insurances yourself before you start working, which increases your costs and responsibilities.

Which One Should You Choose?

If you value:

  • Low costs
  • Easy and worry-free service
  • Always-available customer support
  • Automatic handling of taxes, insurance, and official obligations
  • Clear salary payments without extra bureaucracy

➡️ Bisse.fi is the right choice for you!

If, on the other hand, you want to manage your own bookkeeping, taxation, and insurance — and accept a 5% service fee plus full personal liability for your business activities — OP Light Entrepreneur could be an option.

Summary

Bisse.fi offers light entrepreneurs a truly simple and affordable solution: a low service fee with the option to include insurance, and no hidden costs.
Meanwhile, OP Light Entrepreneur requires much more personal responsibility, higher costs, and customer service that is less frequently available.

👉 Want to start as a light entrepreneur easily and affordably? Sign up at Bisse.fi today and start invoicing without worries!

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What is Light Entrepreneurship?

What is Light Entrepreneurship?

Light entrepreneurship is a flexible and low-risk way to try entrepreneurship without significant financial risks or administrative burdens. In this article, we discuss the benefits and challenges of light entrepreneurship, how to get started, taxation, insurance, and compare invoicing services.